{"id":535,"date":"2022-11-25T13:07:37","date_gmt":"2022-11-25T12:07:37","guid":{"rendered":"https:\/\/medihelp.hu\/egyeni-csomagjaink\/"},"modified":"2024-01-30T11:46:04","modified_gmt":"2024-01-30T10:46:04","slug":"individual-packages","status":"publish","type":"page","link":"https:\/\/medihelp.hu\/en\/individual-packages\/","title":{"rendered":"Individual packages"},"content":{"rendered":"<div id=\"pl-535\"  class=\"panel-layout\" ><div id=\"pg-535-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-535-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-535-0-0-0\" class=\"so-panel widget widget_ndm-title panel-first-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-title so-widget-ndm-title-default-d75171398898-535\"\n\t\t\t\n\t\t><h2 class=\"ndm-title ndm-title--large col-12 text-center mb-3 mb-md-5\"><span>Individual<\/span> Insurance Packages<\/h2><\/div><\/div><div id=\"panel-535-0-0-1\" class=\"so-panel widget widget_ndm-paragraph panel-last-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-paragraph so-widget-ndm-paragraph-default-d75171398898-535\"\n\t\t\t\n\t\t><div class=\"ndm-paragraph ndm-paragraph--full-justify ndm-paragraph--columns\"><p>When your health or that of a loved one is at risk, you need the highest possible level of medical care and medical technology. MediHelp International's health insurance packages provide outpatient and inpatient care anywhere in the world, depending on the modality. Private health insurance can be seen as a long-term investment, of which we ourselves are the beneficiaries. If we make sacrifices for our health even before any disease develops, the insurance will pay off for life.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-535-1\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-535-1\" ><div id=\"pgc-535-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-535-1-0-0\" class=\"so-panel widget widget_ndm-tabs panel-first-child panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-tabs so-widget-ndm-tabs-default-d75171398898-535\"\n\t\t\t\n\t\t><div class=\"ndm-tabs d-flex\">\r\n  <button class=\"ndm-tablink flex-grow-1 active\" style=\"background-color: #3990CE;\" onclick=\"openCity(event, 'ndm-blue')\">Blue<\/button>\r\n  <button class=\"ndm-tablink flex-grow-1\" style=\"background-color: #3385FC;\" onclick=\"openCity(event, 'ndm-azure')\">Azure<\/button>\r\n  <button class=\"ndm-tablink flex-grow-1\" style=\"background-color: #1D50AA;\" onclick=\"openCity(event, 'ndm-cobalt')\">Cobalt<\/button>\r\n  <button class=\"ndm-tablink flex-grow-1\" style=\"background-color: #090E78;\" onclick=\"openCity(event, 'ndm-admiral')\">Admiral<\/button>\r\n  <button class=\"ndm-tablink flex-grow-1\" style=\"background-color: #4768D3;\" onclick=\"openCity(event, 'ndm-royal')\">Royal<\/button>\r\n<\/div>\r\n\r\n<div id=\"ndm-tabcontent-ndm-blue\" class=\"ndm-tabcontent\" style=\"display: block;\">\r\n\t<h3 class=\"ndm-tabcontent__title text-white text-center p-2 mb-0\" style=\"background-color: #3990CE;\">Blue Individual Insurance Package<\/h3><div id=\"pl-626\"  class=\"panel-layout\" ><div id=\"pg-626-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-0-0-0\" class=\"so-panel widget widget_ndm-datarow-simple panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-simple so-widget-ndm-datarow-simple-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Maximum limit<\/p><p class=\"ndm-drs-value mb-0\">162 500 000 HUF<\/p><\/div><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Area of Coverage<\/p><p class=\"ndm-drs-value mb-0\">Europe<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-1-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Inpatient &amp; Daycase<\/p><\/div><\/div><div id=\"panel-626-1-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Hospital Costs (including accommodation)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for hospital room and board costs for a standard single en-suite room including general nursing care.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Parent Accommodation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the room and board costs of one parent staying in hospital with their child up to the age of 18 (if the child is a member receiving treatment that is covered under the Policy).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Theatre Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of the operating room, post-surgical recovery room and care, medicines, dressings and equipment used during surgery and immediately afterwards and general nursing care associated with the surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">ICU\/HDU (intensive care\/ high dependency unit)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the medically necessary admission and\/or transfer to a High Dependency Unit or Intensive Care Unit.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the surgeon, anesthetist and assistant\u2019s fees both in surgery and immediately before or after surgery on the same day. We will pay for surgeon\u2019s consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology, X-rays and diagnostics tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physio \/ Chiro \/ Osteo \/ Complementary therapists \/ dietician and speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for treatment provided by medical practitioners in order to aid recovery or restore function as part of the overall treatment plan whilst admitted to hospital.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions <\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of an admission to hospital for an acute flare up of a chronic condition that requires active medical treatment, for the period of that admission only. This includes all in-patient care following the active treatment for malignant neoplastic diseases.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Rehabilitation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for In-Patient rehabilitation costs following surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for room and board and the costs of treatment when admitted to a psychiatric hospital up to the limits specified while under the supervision of a consultant psychiatrist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic Implants<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for prosthetic implants needed as part of your treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic devices<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of any items, supplies or equipment used in the course of in-patient medical treatment or home care, such as orthopedic supports, crutches, wheelchairs, hearing aids or speaking aids.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Palliative Care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay toward the costs of palliative care (whether in a hospice or at home) if you have received a terminal diagnosis and can no longer receive active medical treatment leading towards your recovery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Home Nursing<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 10 days after hospitalisation<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cash benefit<\/p><p class=\"ndm-drc__desc mb-0\">We will pay a lump sum cash benefit per night you spend in the hospital where you are not charged for your admission (ie: at a public hospital)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">17,250 HUF per night up to 10 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Congenital and hereditary conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the treatment of Congenital and\/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth regardless the date of diagnosis. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only up to 60 days after birth<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cover Outside of Geographical Area<\/p><p class=\"ndm-drc__desc mb-0\">Covered until stable for transfer or up to the cash limit supplied.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">9, 750, 000 HUF up to 30 days<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-2-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Outpatient<\/p><\/div><\/div><div id=\"panel-626-2-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Outpatient Surgery<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a surgical procedure performed as an out-patient under a local anesthetic.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">General Practitioner &amp; Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for consultations with your GP, Family Doctor or Specialist to diagnose and treat a medical condition or to arrange further medical treatment or as a follow up to treatment that has already taken place.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology\/x-rays and diagnostic tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physiotherapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for physiotherapy costs referred by your GP, Family Doctor or Specialist and under the direction of a registered physiotherapist for the purposes of providing short term focused treatment to relieve pain or restore function.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Drugs and Dressings and Medical Aids<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the cost of drugs and dressings and medical aids prescribed by your medical practitioner on your medical document that will only be used for the treatment of a disease, illness or injury. In the case of Medical Aids, up to HUF 100,000.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Consultations with therapists &amp; complementary therapists<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment provided by a registered therapist, such as an Occupational Therapist and Complementary Therapist (acupuncture, homeopathy, chiropractic treatment or osteopathy). We will not pay for sexual therapy.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the ongoing management of chronic conditions. We define chronic as a condition that does not respond to active medical treatment and requires ongoing management (for example diabetes, or back pain, all outpatient care following the active treatment of malignant neoplastic diseases).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for speech therapy in order to restore speech following an accident or for a condition (ie: stroke), under the recommendation of your specialist. We will not pay for developmental delay or language disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Emergency Out-Patient treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of emergency out-patient treatment (ie: services provided in Accident and Emergency Room as an out-patient, including specialists, laboratory and diagnostic examinations) up to the limits provided.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the consultation and associated costs for psychiatry, psychology or psychotherapy provided the overall treatment plan is under the referral of a practicing registered psychiatrist\/ psychologist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-3-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Other<\/p><\/div><\/div><div id=\"panel-626-3-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cancer treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for fees specifically related to the examination of suspected tumors, active treatment of Cancer, including hospitalization for tumor removal, radiotherapy, chemotherapy and associated consultations, drugs and laboratory and diagnostic tests, but not included the control examinations after active treatment. Malignant neoplastic diseases are considered chronic conditions after active treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only in-patient<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Transplant Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of any treatment directly related to the implantation of a replacement organ, including bone marrow transplants. We will also pay towards costs associated with transplant services as an out-patient related to a provided or forthcoming transplant, including for the avoidance of doubt anti-rejection medicines. We will not pay for the costs associated with locating a replacement organ or tissue, or any costs incurred for the removal of the organ or tissue from the donor, transportation costs of the organ or tissue and all associated administration costs.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">81,250,000 HUF\/ Lifetime (Organ Transplant) 8,125,000 HUF (Tissue Transplant)<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Advanced imaging<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a CT, MRI or PET scan (or combination of these scans) when recommended by your Specialist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Maternity Care<\/p><p class=\"ndm-drc__desc mb-0\">Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and postnatal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home. Restricted to cover in Hungary.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Childbirth Allowance<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover and only in the event of births occurring after prenatal care reimbursed under the insurance, during the coverage period. We will pay a lump sum childbirth allowance per child in case of your childbirth if you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Complications of pregnancy<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and\/or baby is under threat.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Newborn care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment for a newborn baby up to 30 days after the date of birth in case the birth and the maternity care was covered by the insurance. Children can be added as a close relative onto their parent\u2019s policy within 30 days of birth with no exclusions (subject to the congenital benefit wording).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Accidental dental<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards treatment of damaged teeth following an accident. We will not pay for the repair of dental implants, crowns or dentures nor orthodontic treatments.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-4\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-4-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"7\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Assistance<\/p><\/div><\/div><div id=\"panel-626-4-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Road Ambulance Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a medically necessary road ambulance to either transfer you to hospital following an accident or from home to the hospital and back or from one hospital to another.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Repatriation of Mortal Remains<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of repatriating your mortal remains in the event you die away from your home country\/country of residence. We will make all necessary arrangements as required under international regulations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">International Emergency Medical Evacuation (subject to Our approval)<\/p><p class=\"ndm-drc__desc mb-0\">In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need we will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country\/ country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person\u2019s overnight accommodation up to 16,250 HUF each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-5-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Preventive Treatment<\/p><\/div><\/div><div id=\"panel-626-5-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Health Screening<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards an annual preventive health screening up to the sum insured above the age of 2. The list of the available preventive sreening elements can be found in the Meaning of Words section.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Baby Wellness<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards 4 health checks per year up until your child reaches the age of 2 and then the annual limits will apply.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Vaccinations<\/p><p class=\"ndm-drc__desc mb-0\">We pay towards medically necessary vaccinations and immunizations including travel vaccinations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-626-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-6-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-626\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3990CE\">Optional Dental<\/p><\/div><\/div><div id=\"panel-626-6-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-626\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Preventive<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of preventative dental treatment after you have been covered for 6 months on this option. 0% copay for this. (ie: check-up, X-ray, scale and polish, mouth guard).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Routine and Restorative<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of routine and restorative dental treatment and oral surgeries after you have been covered for 6 months on this option. 20% copay for this. (ie: fillings, root canal treatment, crowns\/bridge, implant, anesthesia, orthodontic treatment, if it is required due to the jaw damaged during an accident).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Orthodontic<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of orthodontic treatment up to the age of 18 after you have been covered for 2 years on this option. 50% copay for this. (ie: dental braces\/retainers).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-626-7\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-626-7\" ><div id=\"pgc-626-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-626-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"13\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please note that your limits decrease when You use your insurance.<\/p>\n<p>The tables above contain several limits.<\/p>\n<p>The currency of your policy is in Hungarian Forint (HUF) and if you have a claim in other currency We will use the exchange rate of European Central Bank (Eurosystem) which is valid the day of your insurance event.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div id=\"ndm-tabcontent-ndm-azure\" class=\"ndm-tabcontent\">\r\n\t<h3 class=\"ndm-tabcontent__title text-white text-center p-2 mb-0\" style=\"background-color: #3385FC;\">Azure Individual Insurance Package<\/h3><div id=\"pl-631\"  class=\"panel-layout\" ><div id=\"pg-631-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-0-0-0\" class=\"so-panel widget widget_ndm-datarow-simple panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-simple so-widget-ndm-datarow-simple-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Maximum limit<\/p><p class=\"ndm-drs-value mb-0\">390,000,000 HUF<\/p><\/div><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Area of Coverage<\/p><p class=\"ndm-drs-value mb-0\">Europe<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-1-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Inpatient &amp; Daycase<\/p><\/div><\/div><div id=\"panel-631-1-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Hospital Costs (including accommodation)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for hospital room and board costs for a standard single en-suite room including general nursing care.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Parent Accommodation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the room and board costs of one parent staying in hospital with their child up to the age of 18 (if the child is a member receiving treatment that is covered under the Policy).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Theatre Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of the operating room, post-surgical recovery room and care, medicines, dressings and equipment used during surgery and immediately afterwards and general nursing care associated with the surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">ICU\/HDU (intensive care\/ high dependency unit)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the medically necessary admission and\/or transfer to a High Dependency Unit or Intensive Care Unit.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the surgeon, anesthetist and assistant\u2019s fees both in surgery and immediately before or after surgery on the same day. We will pay for surgeon\u2019s consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology, X-rays and diagnostics tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physio \/ Chiro \/ Osteo \/ Complementary therapists \/ dietician and speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for treatment provided by medical practitioners in order to aid recovery or restore function as part of the overall treatment plan whilst admitted to hospital.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of an admission to hospital for an acute flare up of a chronic condition that requires active medical treatment, for the period of that admission only. This includes all in-patient care following the active treatment for malignant neoplastic diseases.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Rehabilitation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for In-Patient rehabilitation costs following surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 15 days for each condition<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for room and board and the costs of treatment when admitted to a psychiatric hospital up to the limits specified while under the supervision of a consultant psychiatrist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic Implants<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for prosthetic implants needed as part of your treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic devices<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of any items, supplies or equipment used in the course of in-patient medical treatment or home care, such as orthopedic supports, crutches, wheelchairs, hearing aids or speaking aids.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Palliative Care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay toward the costs of palliative care (whether in a hospice or at home) if you have received a terminal diagnosis and can no longer receive active medical treatment leading towards your recovery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Home Nursing<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days after hospitalisation<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cash benefit<\/p><p class=\"ndm-drc__desc mb-0\">We will pay a lump sum cash benefit per night you spend in the hospital where you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">17,250 HUF per night up to 10 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Congenital and hereditary conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the treatment of Congenital and\/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth regardless the date of diagnosis. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only up to 60 days after birth<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cover Outside of Geographical Area<\/p><p class=\"ndm-drc__desc mb-0\">Covered until stable for transfer or up to the cash limit supplied.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">9, 750, 000 HUF up to 30 days<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-2-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Outpatient (3 900 000 HUF overall limit)<\/p><\/div><\/div><div id=\"panel-631-2-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Outpatient Surgery<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a surgical procedure performed as an out-patient under a local anesthetic.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 20 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">General Practitioner &amp; Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for consultations with your GP, Family Doctor or Specialist to diagnose and treat a medical condition or to arrange further medical treatment or as a follow up to treatment that has already taken place.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 20 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology\/x-rays and diagnostic tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 20 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physiotherapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for physiotherapy costs referred by your GP, Family Doctor or Specialist and under the direction of a registered physiotherapist for the purposes of providing short term focused treatment to relieve pain or restore function.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 20 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Drugs and Dressings and Medical Aids<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the cost of drugs and dressings and medical aids prescribed by your medical practitioner on your medical document that will only be used for the treatment of a disease, illness or injury. In the case of Medical Aids, up to HUF 100,000.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Consultations with therapists &amp; complementary therapists<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment provided by a registered therapist, such as an Occupational Therapist and Complementary Therapist (acupuncture, homeopathy, chiropractic treatment or osteopathy). We will not pay for sexual therapy.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the ongoing management of chronic conditions. We define chronic as a condition that does not respond to active medical treatment and requires ongoing management (for example diabetes, or back pain, all outpatient care following the active treatment of malignant neoplastic diseases).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full but only within 20 visit limit above<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for speech therapy in order to restore speech following an accident or for a condition (ie: stroke), under the recommendation of your specialist. We will not pay for developmental delay or language disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Emergency Out-Patient treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of emergency out-patient treatment (ie: services provided in Accident and Emergency Room as an out-patient, including specialists, laboratory and diagnostic examinations) up to the limits provided.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full but only within 20 visit limit above<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the consultation and associated costs for psychiatry, psychology or psychotherapy provided the overall treatment plan is under the referral of a practicing registered psychiatrist\/ psychologist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-3-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Other<\/p><\/div><\/div><div id=\"panel-631-3-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cancer treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for fees specifically related to the examination of suspected tumors, active treatment of Cancer, including hospitalization for tumor removal, radiotherapy, chemotherapy and associated consultations, drugs and laboratory and diagnostic tests, but not included the control examinations after active treatment. Malignant neoplastic diseases are considered chronic conditions after active treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Transplant Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of any treatment directly related to the implantation of a replacement organ, including bone marrow transplants. We will also pay towards costs associated with transplant services as an out-patient related to a provided or forthcoming transplant, including for the avoidance of doubt anti-rejection medicines. We will not pay for the costs associated with locating a replacement organ or tissue, or any costs incurred for the removal of the organ or tissue from the donor, transportation costs of the organ or tissue and all associated administration costs.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">81,250,000 HUF\/ Lifetime (Organ Transplant) 8,125,000 HUF (Tissue Transplant)<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Advanced imaging<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a CT, MRI or PET scan (or combination of these scans) when recommended by your Specialist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Maternity Care<\/p><p class=\"ndm-drc__desc mb-0\">Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and postnatal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home. Restricted to cover in Hungary.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Childbirth Allowance<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover and only in the event of births occurring after prenatal care reimbursed under the insurance, during the coverage period. We will pay a lump sum childbirth allowance per child in case of your childbirth if you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Complications of pregnancy<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and\/or baby is under threat.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Newborn care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment for a newborn baby up to 30 days after the date of birth in case the birth and the maternity care was covered by the insurance. Children can be added as a close relative onto their parent\u2019s policy within 30 days of birth with no exclusions (subject to the congenital benefit wording).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Accidental dental<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards treatment of damaged teeth following an accident. We will not pay for the repair of dental implants, crowns or dentures nor orthodontic treatments.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-4\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-4-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"7\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Assistance<\/p><\/div><\/div><div id=\"panel-631-4-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Road Ambulance Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a medically necessary road ambulance to either transfer you to hospital following an accident or from home to the hospital and back or from one hospital to another.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Repatriation of Mortal Remains<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of repatriating your mortal remains in the event you die away from your home country\/country of residence. We will make all necessary arrangements as required under international regulations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">4,500,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">International Emergency Medical Evacuation (subject to Our approval)<\/p><p class=\"ndm-drc__desc mb-0\">In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need we will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country\/ country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person\u2019s overnight accommodation up to 16,250 HUF each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-5-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Preventive Treatment<\/p><\/div><\/div><div id=\"panel-631-5-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Health Screening<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards an annual preventive health screening up to the sum insured above the age of 2. The list of the available preventive sreening elements can be found in the Meaning of Words section.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">101,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Baby Wellness<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards 4 health checks per year up until your child reaches the age of 2 and then the annual limits will apply.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Vaccinations<\/p><p class=\"ndm-drc__desc mb-0\">We pay towards medically necessary vaccinations and immunizations including travel vaccinations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-631-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-6-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-631\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #3385FC\">Optional Dental<\/p><\/div><\/div><div id=\"panel-631-6-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-631\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Preventive<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of preventative dental treatment after you have been covered for 6 months on this option. 0% copay for this. (ie: check-up, X-ray, scale and polish, mouth guard)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Routine and Restorative<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of routine and restorative dental treatment and oral surgeries after you have been covered for 6 months on this option. 20% copay for this. (ie: fillings, root canal treatment, crowns\/bridge, implant, anesthesia, orthodontic treatment, if it is required due to the jaw damaged during an accident)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Orthodontic<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of orthodontic treatment up to the age of 18 after you have been covered for 2 years on this option. 50% copay for this. (ie: dental braces\/retainers)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-631-7\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-631-7\" ><div id=\"pgc-631-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-631-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"13\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please note that your limits decrease when You use your insurance.<\/p>\n<p>The tables above contain several limits.<\/p>\n<p>The currency of your policy is in Hungarian Forint (HUF) and if you have a claim in other currency We will use the exchange rate of European Central Bank (Eurosystem) which is valid the day of your insurance event.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div id=\"ndm-tabcontent-ndm-cobalt\" class=\"ndm-tabcontent\">\r\n\t<h3 class=\"ndm-tabcontent__title text-white text-center p-2 mb-0\" style=\"background-color: #1D50AA;\">Cobalt Individual Insurance Package<\/h3><div id=\"pl-632\"  class=\"panel-layout\" ><div id=\"pg-632-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-0-0-0\" class=\"so-panel widget widget_ndm-datarow-simple panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-simple so-widget-ndm-datarow-simple-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Maximum limit<\/p><p class=\"ndm-drs-value mb-0\">487,500,000 HUF<\/p><\/div><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Area of Coverage<\/p><p class=\"ndm-drs-value mb-0\">Worldwide Excluding USA \/ Worldwide<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-1-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Inpatient &amp; Daycase<\/p><\/div><\/div><div id=\"panel-632-1-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Hospital Costs (including accommodation)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for hospital room and board costs for a standard single en-suite room including general nursing care.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Parent Accommodation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the room and board costs of one parent staying in hospital with their child up to the age of 18 (if the child is a member receiving treatment that is covered under the Policy).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Theatre Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of the operating room, post-surgical recovery room and care, medicines, dressings and equipment used during surgery and immediately afterwards and general nursing care associated with the surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">ICU\/HDU (intensive care\/ high dependency unit)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the medically necessary admission and\/or transfer to a High Dependency Unit or Intensive Care Unit.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the surgeon, anesthetist and assistant\u2019s fees both in surgery and immediately before or after surgery on the same day. We will pay for surgeon\u2019s consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology, X-rays and diagnostics tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physio \/ Chiro \/ Osteo \/ Complementary therapists \/ dietician and speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for treatment provided by medical practitioners in order to aid recovery or restore function as part of the overall treatment plan whilst admitted to hospital.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of an admission to hospital for an acute flare up of a chronic condition that requires active medical treatment, for the period of that admission only. This includes all in-patient care following the active treatment for malignant neoplastic diseases.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Rehabilitation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for In-Patient rehabilitation costs following surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days for each condition<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for room and board and the costs of treatment when admitted to a psychiatric hospital up to the limits specified while under the supervision of a consultant psychiatrist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic Implants<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for prosthetic implants needed as part of your treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic devices<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of any items, supplies or equipment used in the course of in-patient medical treatment or home care, such as orthopedic supports, crutches, wheelchairs, hearing aids or speaking aids.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Palliative Care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay toward the costs of palliative care (whether in a hospice or at home) if you have received a terminal diagnosis and can no longer receive active medical treatment leading towards your recovery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Home Nursing<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days after hospitalisation<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cash benefit<\/p><p class=\"ndm-drc__desc mb-0\">We will pay a lump sum cash benefit per night you spend in the hospital where you are not charged for your admission (ie: at a public hospital)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">17,250 HUF per night<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Congenital and hereditary conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the treatment of Congenital and\/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth regardless the date of diagnosis. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only up to 90 days after birth<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cover Outside of Geographical Area<\/p><p class=\"ndm-drc__desc mb-0\">Covered until stable for transfer or up to the cash limit supplied.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">16, 250, 000 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-2-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Outpatient<\/p><\/div><\/div><div id=\"panel-632-2-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Outpatient Surgery<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a surgical procedure performed as an out-patient under a local anesthetic.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">General Practitioner &amp; Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for consultations with your GP, Family Doctor or Specialist to diagnose and treat a medical condition or to arrange further medical treatment or as a follow up to treatment that has already taken place.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology\/x-rays and diagnostic tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physiotherapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for physiotherapy costs referred by your GP, Family Doctor or Specialist and under the direction of a registered physiotherapist for the purposes of providing short term focused treatment to relieve pain or restore function.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Drugs and Dressings and Medical Aids<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the cost of drugs and dressings and medical aids prescribed by your medical practitioner on your medical document that will only be used for the treatment of a disease, illness or injury. In the case of Medical Aids, up to HUF 100,000.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Consultations with therapists &amp; complementary therapists<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment provided by a registered therapist, such as an Occupational Therapist and Complementary Therapist (acupuncture, homeopathy, chiropractic treatment or osteopathy). We will not pay for sexual therapy.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the ongoing management of chronic conditions. We define chronic as a condition that does not respond to active medical treatment and requires ongoing management (for example diabetes, or back pain, all outpatient care following the active treatment of malignant neoplastic diseases).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for speech therapy in order to restore speech following an accident or for a condition (ie: stroke), under the recommendation of your specialist. We will not pay for developmental delay or language disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Emergency Out-Patient treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of emergency out-patient treatment (ie: services provided in Accident and Emergency Room as an out-patient, including specialists, laboratory and diagnostic examinations) up to the limits provided.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA (unless surgery as above benefit)<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the consultation and associated costs for psychiatry, psychology or psychotherapy provided the overall treatment plan is under the referral of a practicing registered psychiatrist\/ psychologist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-3-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Other<\/p><\/div><\/div><div id=\"panel-632-3-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cancer treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for fees specifically related to the examination of suspected tumors, active treatment of Cancer, including hospitalization for tumor removal, radiotherapy, chemotherapy and associated consultations, drugs and laboratory and diagnostic tests, but not included the control examinations after active treatment. Malignant neoplastic diseases are considered chronic conditions after active treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only in-patient<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Transplant Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of any treatment directly related to the implantation of a replacement organ, including bone marrow transplants. We will also pay towards costs associated with transplant services as an out-patient related to a provided or forthcoming transplant, including for the avoidance of doubt anti-rejection medicines. We will not pay for the costs associated with locating a replacement organ or tissue, or any costs incurred for the removal of the organ or tissue from the donor, transportation costs of the organ or tissue and all associated administration costs.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only in-patient<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Advanced imaging<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a CT, MRI or PET scan (or combination of these scans) when recommended by your Specialist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Maternity Care<\/p><p class=\"ndm-drc__desc mb-0\">Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and postnatal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home. Restricted to cover in Hungary.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Childbirth Allowance<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover and only in the event of births occurring after prenatal care reimbursed under the insurance, during the coverage period. We will pay a lump sum childbirth allowance per child in case of your childbirth if you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">112,125 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Complications of pregnancy<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and\/or baby is under threat.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Newborn care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment for a newborn baby up to 30 days after the date of birth in case the birth and the maternity care was covered by the insurance. Children can be added as a close relative onto their parent\u2019s policy within 30 days of birth with no exclusions (subject to the congenital benefit wording).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">3,250,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Accidental dental<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards treatment of damaged teeth following an accident. We will not pay for the repair of dental implants, crowns or dentures nor orthodontic treatments.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-4\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-4-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"7\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Assistance<\/p><\/div><\/div><div id=\"panel-632-4-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Road Ambulance Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a medically necessary road ambulance to either transfer you to hospital following an accident or from home to the hospital and back or from one hospital to another.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Repatriation of Mortal Remains<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of repatriating your mortal remains in the event you die away from your home country\/country of residence. We will make all necessary arrangements as required under international regulations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">4,500,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">International Emergency Medical Evacuation (subject to Our approval)<\/p><p class=\"ndm-drc__desc mb-0\">In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need we will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country\/ country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person\u2019s overnight accommodation up to 16,250 HUF each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-5-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Preventive Treatment<\/p><\/div><\/div><div id=\"panel-632-5-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Health Screening<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards an annual preventive health screening up to the sum insured above the age of 2. The list of the available preventive sreening elements can be found in the Meaning of Words section.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Baby Wellness<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards 4 health checks per year up until your child reaches the age of 2 and then the annual limits will apply.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Vaccinations<\/p><p class=\"ndm-drc__desc mb-0\">We pay towards medically necessary vaccinations and immunizations including travel vaccinations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-632-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-6-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-632\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #1D50AA\">Optional Dental<\/p><\/div><\/div><div id=\"panel-632-6-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-632\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Preventive<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of preventative dental treatment after you have been covered for 6 months on this option. 0% copay for this. (ie: check-up, X-ray, scale and polish, mouth guard)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Routine and Restorative<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of routine and restorative dental treatment and oral surgeries after you have been covered for 6 months on this option. 20% copay for this. (ie: fillings, root canal treatment, crowns\/bridge, implant, anesthesia, orthodontic treatment, if it is required due to the jaw damaged during an accident)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Orthodontic<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of orthodontic treatment up to the age of 18 after you have been covered for 2 years on this option. 50% copay for this. (ie: dental braces\/retainers)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-632-7\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-632-7\" ><div id=\"pgc-632-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-632-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"13\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please note that your limits decrease when You use your insurance.<\/p>\n<p>The tables above contain several limits.<\/p>\n<p>The currency of your policy is in Hungarian Forint (HUF) and if you have a claim in other currency We will use the exchange rate of European Central Bank (Eurosystem) which is valid the day of your<br \/>\ninsurance event.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div id=\"ndm-tabcontent-ndm-admiral\" class=\"ndm-tabcontent\">\r\n\t<h3 class=\"ndm-tabcontent__title text-white text-center p-2 mb-0\" style=\"background-color: #090E78;\">Admiral Individual Insurance Package<\/h3><div id=\"pl-633\"  class=\"panel-layout\" ><div id=\"pg-633-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-0-0-0\" class=\"so-panel widget widget_ndm-datarow-simple panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-simple so-widget-ndm-datarow-simple-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Maximum limit<\/p><p class=\"ndm-drs-value mb-0\">650,000,000 HUF<\/p><\/div><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Area of Coverage<\/p><p class=\"ndm-drs-value mb-0\">Worldwide Excluding USA \/ Worldwide<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-1-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Inpatient &amp; Daycase<\/p><\/div><\/div><div id=\"panel-633-1-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Hospital Costs (including accommodation)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for hospital room and board costs for a standard single en-suite room including general nursing care.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Parent Accommodation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the room and board costs of one parent staying in hospital with their child up to the age of 18 (if the child is a member receiving treatment that is covered under the Policy).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Theatre Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of the operating room, post-surgical recovery room and care, medicines, dressings and equipment used during surgery and immediately afterwards and general nursing care associated with the surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">ICU\/HDU (intensive care\/ high dependency unit)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the medically necessary admission and\/or transfer to a High Dependency Unit or Intensive Care Unit.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the surgeon, anesthetist and assistant\u2019s fees both in surgery and immediately before or after surgery on the same day. We will pay for surgeon\u2019s consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology, X-rays and diagnostics tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physio \/ Chiro \/ Osteo \/ Complementary therapists \/ dietician and speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for treatment provided by medical practitioners in order to aid recovery or restore function as part of the overall treatment plan whilst admitted to hospital.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of an admission to hospital for an acute flare up of a chronic condition that requires active medical treatment, for the period of that admission only. This includes all in-patient care following the active treatment for malignant neoplastic diseases.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Rehabilitation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for In-Patient rehabilitation costs following surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days for each condition<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for room and board and the costs of treatment when admitted to a psychiatric hospital up to the limits specified while under the supervision of a consultant psychiatrist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic Implants<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for prosthetic implants needed as part of your treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic devices<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of any items, supplies or equipment used in the course of in-patient medical treatment or home care, such as orthopedic supports, crutches, wheelchairs, hearing aids or speaking aids.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Palliative Care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay toward the costs of palliative care (whether in a hospice or at home) if you have received a terminal diagnosis and can no longer receive active medical treatment leading towards your recovery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">In Full up to 30 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Home Nursing<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days after hospitalisation<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cash benefit<\/p><p class=\"ndm-drc__desc mb-0\">We will pay a lump sum cash benefit per night you spend in the hospital where you are not charged for your admission (ie: at a public hospital)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">17,250 HUF per night<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Congenital and hereditary conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the treatment of Congenital and\/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth regardless the date of diagnosis. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only up to 90 days after birth<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cover Outside of Geographical Area<\/p><p class=\"ndm-drc__desc mb-0\">Covered until stable for transfer or up to the cash limit supplied.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">16, 250, 000 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-2-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Outpatient<\/p><\/div><\/div><div id=\"panel-633-2-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Outpatient Surgery<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a surgical procedure performed as an out-patient under a local anesthetic.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">General Practitioner &amp; Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for consultations with your GP, Family Doctor or Specialist to diagnose and treat a medical condition or to arrange further medical treatment or as a follow up to treatment that has already taken place.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology\/x-rays and diagnostic tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physiotherapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for physiotherapy costs referred by your GP, Family Doctor or Specialist and under the direction of a registered physiotherapist for the purposes of providing short term focused treatment to relieve pain or restore function.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Drugs and Dressings and Medical Aids<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the cost of drugs and dressings and medical aids prescribed by your medical practitioner on your medical document that will only be used for the treatment of a disease, illness or injury. In the case of Medical Aids, up to HUF 100,000.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Consultations with therapists &amp; complementary therapists<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment provided by a registered therapist, such as an Occupational Therapist and Complementary Therapist (acupuncture, homeopathy, chiropractic treatment or osteopathy). We will not pay for sexual therapy<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the ongoing management of chronic conditions. We define chronic as a condition that does not respond to active medical treatment and requires ongoing management (for example diabetes, or back pain, all outpatient care following the active treatment of malignant neoplastic diseases).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for speech therapy in order to restore speech following an accident or for a condition (ie: stroke), under the recommendation of your specialist. We will not pay for developmental delay or language disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Emergency Out-Patient treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of emergency out-patient treatment (ie: services provided in Accident and Emergency Room as an out-patient, including specialists, laboratory and diagnostic examinations) up to the limits provided.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000 but up to 30 visits<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the consultation and associated costs for psychiatry, psychology or psychotherapy provided the overall treatment plan is under the referral of a practicing registered psychiatrist\/ psychologist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full, up to 20 visits<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-3-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Other<\/p><\/div><\/div><div id=\"panel-633-3-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cancer treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for fees specifically related to the examination of suspected tumors, active treatment of Cancer, including hospitalization for tumor removal, radiotherapy, chemotherapy and associated consultations, drugs and laboratory and diagnostic tests, but not included the control examinations after active treatment. Malignant neoplastic diseases are considered chronic conditions after active treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Transplant Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of any treatment directly related to the implantation of a replacement organ, including bone marrow transplants. We will also pay towards costs associated with transplant services as an out-patient related to a provided or forthcoming transplant, including for the avoidance of doubt anti-rejection medicines. We will not pay for the costs associated with locating a replacement organ or tissue, or any costs incurred for the removal of the organ or tissue from the donor, transportation costs of the organ or tissue and all associated administration costs.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only in-patient<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Advanced imaging<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a CT, MRI or PET scan (or combination of these scans) when recommended by your Specialist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Maternity Care<\/p><p class=\"ndm-drc__desc mb-0\">Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and postnatal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home. Restricted to cover in Hungary.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Childbirth Allowance<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover and only in the event of births occurring after prenatal care reimbursed under the insurance, during the coverage period. We will pay a lump sum childbirth allowance per child in case of your childbirth if you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">112,125 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Complications of pregnancy<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and\/or baby is under threat.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Newborn care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment for a newborn baby up to 30 days after the date of birth in case the birth and the maternity care was covered by the insurance. Children can be added as a close relative onto their parent\u2019s policy within 30 days of birth with no exclusions (subject to the congenital benefit wording).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">8,125,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palered\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Accidental dental<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards treatment of damaged teeth following an accident. We will not pay for the repair of dental implants, crowns or dentures nor orthodontic treatments.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--red\">NA <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-4\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-4-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"7\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Assistance<\/p><\/div><\/div><div id=\"panel-633-4-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Road Ambulance Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a medically necessary road ambulance to either transfer you to hospital following an accident or from home to the hospital and back or from one hospital to another.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Repatriation of Mortal Remains<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of repatriating your mortal remains in the event you die away from your home country\/country of residence. We will make all necessary arrangements as required under international regulations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">4,500,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">International Emergency Medical Evacuation (subject to Our approval)<\/p><p class=\"ndm-drc__desc mb-0\">In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need we will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country\/ country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person\u2019s overnight accommodation up to 16,250 HUF each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-5-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Preventive Treatment<\/p><\/div><\/div><div id=\"panel-633-5-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Health Screening<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards an annual preventive health screening up to the sum insured above the age of 2. The list of the available preventive sreening elements can be found in the Meaning of Words section.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full any screening element only once per year<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Baby Wellness<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards 4 health checks per year up until your child reaches the age of 2 and then the annual limits will apply.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 4 visits per year<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Vaccinations<\/p><p class=\"ndm-drc__desc mb-0\">We pay towards medically necessary vaccinations and immunizations including travel vaccinations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-633-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-6-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-633\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #090E78\">Optional Dental<\/p><\/div><\/div><div id=\"panel-633-6-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-633\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Preventive<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of preventative dental treatment after you have been covered for 6 months on this option. 0% copay for this. (ie: check-up, X-ray, scale and polish, mouth guard)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Routine and Restorative<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of routine and restorative dental treatment and oral surgeries after you have been covered for 6 months on this option. 20% copay for this. (ie: fillings, root canal treatment, crowns\/bridge, implant, anesthesia, orthodontic treatment, if it is required due to the jaw damaged during an accident)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Orthodontic<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of orthodontic treatment up to the age of 18 after you have been covered for 2 years on this option. 50% copay for this. (ie: dental braces\/retainers)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-633-7\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-633-7\" ><div id=\"pgc-633-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-633-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"13\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please note that your limits decrease when You use your insurance.<\/p>\n<p>The tables above contain several limits.<\/p>\n<p>The currency of your policy is in Hungarian Forint (HUF) and if you have a claim in other currency We will use the exchange rate of European Central Bank (Eurosystem) which is valid the day of your insurance event.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\r\n\r\n<div id=\"ndm-tabcontent-ndm-royal\" class=\"ndm-tabcontent\">\r\n\t<h3 class=\"ndm-tabcontent__title text-white text-center p-2 mb-0\" style=\"background-color: #4768D3;\">Royal Individual Insurance Package<\/h3><div id=\"pl-634\"  class=\"panel-layout\" ><div id=\"pg-634-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-0-0-0\" class=\"so-panel widget widget_ndm-datarow-simple panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-simple so-widget-ndm-datarow-simple-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Maximum limit<\/p><p class=\"ndm-drs-value mb-0\">975,000,000 HUF<\/p><\/div><div class=\"ndm-drs d-flex flex-column flex-md-row align-items-center justify-content-between p-1 p-md-2\"><p class=\"ndm-drs-data mb-0\">Area of Coverage<\/p><p class=\"ndm-drs-value mb-0\">Worldwide Excluding USA \/ Worldwide<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-1-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Inpatient &amp; Daycase<\/p><\/div><\/div><div id=\"panel-634-1-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Hospital Costs (including accommodation)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for hospital room and board costs for a standard single en-suite room including general nursing care.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Parent Accommodation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the room and board costs of one parent staying in hospital with their child up to the age of 18 (if the child is a member receiving treatment that is covered under the Policy).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Theatre Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of the operating room, post-surgical recovery room and care, medicines, dressings and equipment used during surgery and immediately afterwards and general nursing care associated with the surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">ICU\/HDU (intensive care\/ high dependency unit)<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the medically necessary admission and\/or transfer to a High Dependency Unit or Intensive Care Unit.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the surgeon, anesthetist and assistant\u2019s fees both in surgery and immediately before or after surgery on the same day. We will pay for surgeon\u2019s consultations while admitted in hospital - either to discuss your surgery or for treatment related to a non-surgical stay, such as being admitted for pneumonia.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology, X-rays and diagnostics tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physio \/ Chiro \/ Osteo \/ Complementary therapists \/ dietician and speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for treatment provided by medical practitioners in order to aid recovery or restore function as part of the overall treatment plan whilst admitted to hospital.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of an admission to hospital for an acute flare up of a chronic condition that requires active medical treatment, for the period of that admission only. This includes all in-patient care following the active treatment for malignant neoplastic diseases.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Rehabilitation<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for In-Patient rehabilitation costs following surgery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days for each condition<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for room and board and the costs of treatment when admitted to a psychiatric hospital up to the limits specified while under the supervision of a consultant psychiatrist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 60 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic Implants<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for prosthetic implants needed as part of your treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Prosthetic devices<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of any items, supplies or equipment used in the course of in-patient medical treatment or home care, such as orthopedic supports, crutches, wheelchairs, hearing aids or speaking aids.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Palliative Care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay toward the costs of palliative care (whether in a hospice or at home) if you have received a terminal diagnosis and can no longer receive active medical treatment leading towards your recovery.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Home Nursing<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of home nursing if you have been in hospital receiving treatment which was covered under this plan but only if it immediately follows discharge from hospital, you require active medical support, is managed by a qualified nurse and was prescribed by your treating specialist. We will not pay for social and domestic support. We will not pay for home nursing related to mental illness, psychiatric or psychological disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 30 days after hospitalisation<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cash benefit<\/p><p class=\"ndm-drc__desc mb-0\">We will pay a lump sum cash benefit per night you spend in the hospital where you are not charged for your admission (ie: at a public hospital)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">17,250 HUF per night<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Congenital and hereditary conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the treatment of Congenital and\/or hereditary conditions. By congenital we mean any abnormalities, deformities, diseases, illnesses or injuries present at birth regardless the date of diagnosis. By hereditary we mean any abnormalities, deformities, diseases or illnesses present at birth that are only present because they have been passed down through your family.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full only up to 90 days after birth<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cover Outside of Geographical Area<\/p><p class=\"ndm-drc__desc mb-0\">Covered until stable for transfer or up to the cash limit supplied.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">16, 250, 000 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-2-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Outpatient<\/p><\/div><\/div><div id=\"panel-634-2-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Outpatient Surgery<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a surgical procedure performed as an out-patient under a local anesthetic.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">General Practitioner &amp; Specialist Fees<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for consultations with your GP, Family Doctor or Specialist to diagnose and treat a medical condition or to arrange further medical treatment or as a follow up to treatment that has already taken place.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Pathology\/x-rays and diagnostic tests<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of tests used to diagnose or assess your condition. This includes pathology (such as blood tests), radiology (such as x-rays or ultrasounds) and diagnostic tests (such as (ECGs).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Physiotherapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for physiotherapy costs referred by your GP, Family Doctor or Specialist and under the direction of a registered physiotherapist for the purposes of providing short term focused treatment to relieve pain or restore function.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Drugs and Dressings and Medical Aids<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the cost of drugs and dressings and medical aids prescribed by your medical practitioner on your medical document that will only be used for the treatment of a disease, illness or injury. In the case of Medical Aids, up to HUF 100,000.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Consultations with therapists &amp; complementary therapists<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment provided by a registered therapist, such as an Occupational Therapist and Complementary Therapist (acupuncture, homeopathy, chiropractic treatment or osteopathy). We will not pay for sexual therapy.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Chronic conditions<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the ongoing management of chronic conditions. We define chronic as a condition that does not respond to active medical treatment and requires ongoing management (for example diabetes, or back pain, all outpatient care following the active treatment of malignant neoplastic diseases).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Speech therapy<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for speech therapy in order to restore speech following an accident or for a condition (ie: stroke), under the recommendation of your specialist. We will not pay for developmental delay or language disorders.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Emergency Out-Patient treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of emergency out-patient treatment (ie: services provided in Accident and Emergency Room as an out-patient, including specialists, laboratory and diagnostic examinations) up to the limits provided.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In case of drugs in Full in case of Medical Aids up to HUF 100,000<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Psychiatric<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the consultation and associated costs for psychiatry, psychology or psychotherapy provided the overall treatment plan is under the referral of a practicing registered psychiatrist\/ psychologist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full, up to 30 visits<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-3-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Other<\/p><\/div><\/div><div id=\"panel-634-3-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Cancer treatment<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for fees specifically related to the examination of suspected tumors, active treatment of Cancer, including hospitalization for tumor removal, radiotherapy, chemotherapy and associated consultations, drugs and laboratory and diagnostic tests, but not included the control examinations after active treatment. Malignant neoplastic diseases are considered chronic conditions after active treatment.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Transplant Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of any treatment directly related to the implantation of a replacement organ, including bone marrow transplants. We will also pay towards costs associated with transplant services as an out-patient related to a provided or forthcoming transplant, including for the avoidance of doubt anti-rejection medicines. We will not pay for the costs associated with locating a replacement organ or tissue, or any costs incurred for the removal of the organ or tissue from the donor, transportation costs of the organ or tissue and all associated administration costs.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Advanced imaging<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a CT, MRI or PET scan (or combination of these scans) when recommended by your Specialist.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Maternity Care<\/p><p class=\"ndm-drc__desc mb-0\">Maternity benefit is only available after 12 months of continuous cover. Cover includes hospital charges, obstetrician and midwife fees for normal childbirth, pre and postnatal care (immediately following childbirth) and up to seven days routine care for the baby. We will not pay for terminations of pregnancy, other than miscarriage, ectopic pregnancy and stillbirth. We will pay for elective C-section and Childbirth at home. Restricted to cover in Hungary.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Childbirth Allowance<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover and only in the event of births occurring after prenatal care reimbursed under the insurance, during the coverage period. We will pay a lump sum childbirth allowance per child in case of your childbirth if you are not charged for your admission (ie: at a public hospital).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">132,250 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Complications of pregnancy<\/p><p class=\"ndm-drc__desc mb-0\">This benefit is only available after 12 months of continuous cover. We will pay for the costs of a Caesarian Section where medically necessary arising as a result of a complication, including conditions such as pre-eclampsia, threatened miscarriage, baby is in breech position or the life of the mother and\/or baby is under threat.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Newborn care<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of treatment for a newborn baby up to 30 days after the date of birth in case the birth and the maternity care was covered by the insurance. Children can be added as a close relative onto their parent\u2019s policy within 30 days of birth with no exclusions (subject to the congenital benefit wording).<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">32,500,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Accidental dental<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards treatment of damaged teeth following an accident. We will not pay for the repair of dental implants, crowns or dentures nor orthodontic treatments.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-4\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-4-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"7\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Assistance<\/p><\/div><\/div><div id=\"panel-634-4-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Road Ambulance Services<\/p><p class=\"ndm-drc__desc mb-0\">We will pay for the costs of a medically necessary road ambulance to either transfer you to hospital following an accident or from home to the hospital and back or from one hospital to another.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Repatriation of Mortal Remains<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards the costs of repatriating your mortal remains in the event you die away from your home country\/country of residence. We will make all necessary arrangements as required under international regulations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">4,500,000 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">International Emergency Medical Evacuation (subject to Our approval)<\/p><p class=\"ndm-drc__desc mb-0\">In the event of an emergency whereby the local medical facilities are unsatisfactory and unable to provide the level of medical care you need we will pay to either evacuate you to the nearest medical centre or to repatriate you to your home country\/ country of residence. The most appropriate means of transport available locally will be used (ie. regular scheduled, charter airline, or a specially chartered air ambulance). We will arrange and pay the reasonable travel costs of one person to accompany the Insured Person; in addition, We will pay for that person\u2019s overnight accommodation up to 16,250 HUF each night for a maximum of 10 nights. We will arrange for Repatriation to your Home Country once fit to travel.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-5-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Preventive Treatment<\/p><\/div><\/div><div id=\"panel-634-5-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Health Screening<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards an annual preventive health screening up to the sum insured above the age of 2. The list of the available preventive sreening elements can be found in the Meaning of Words section.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full any screening element only once per year<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Baby Wellness<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards 4 health checks per year up until your child reaches the age of 2 and then the annual limits will apply.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full up to 4 visits per year<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Vaccinations<\/p><p class=\"ndm-drc__desc mb-0\">We pay towards medically necessary vaccinations and immunizations including travel vaccinations.<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">In Full <\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-634-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-6-0-0\" class=\"so-panel widget widget_ndm-datarow-heading panel-first-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-heading so-widget-ndm-datarow-heading-default-d75171398898-634\"\n\t\t\t\n\t\t><p class=\"ndm-drh text-center mb-0 p-1 p-md-2\" style=\"background-color: #4768D3\">Optional Dental<\/p><\/div><\/div><div id=\"panel-634-6-0-1\" class=\"so-panel widget widget_ndm-datarow-content panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ndm-datarow-content so-widget-ndm-datarow-content-default-d75171398898-634\"\n\t\t\t\n\t\t><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Preventive<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of preventative dental treatment after you have been covered for 6 months on this option. 0% copay for this. (ie: check-up, X-ray, scale and polish, mouth guard)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Routine and Restorative<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of routine and restorative dental treatment and oral surgeries after you have been covered for 6 months on this option. 20% copay for this. (ie: fillings, root canal treatment, crowns\/bridge, implant, anesthesia, orthodontic treatment, if it is required due to the jaw damaged during an accident)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><div class=\"ndm-drc d-flex flex-column flex-md-row justify-content-between p-1 p-md-2 ndm-bg--palegreen\"><div class=\"ndm-drc__left\"><p class=\"ndm-drc__title\">Orthodontic<\/p><p class=\"ndm-drc__desc mb-0\">We will pay towards costs of orthodontic treatment up to the age of 18 after you have been covered for 2 years on this option. 50% copay for this. (ie: dental braces\/retainers)<\/p><\/div><p class=\"ndm-drc__right mb-0 mt-1 mt-md-0 ndm-color--green\">934,500 HUF<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-634-7\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-634-7\" ><div id=\"pgc-634-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-634-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"13\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please note that your limits decrease when You use your insurance.<\/p>\n<p>The tables above contain several limits.<\/p>\n<p>The currency of your policy is in Hungarian Forint (HUF) and if you have a claim in other currency We will use the exchange rate of European Central Bank (Eurosystem) which is valid the day of your insurance event.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Individual Insurance PackagesWhen your health or that of a loved one is at risk, you need&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"fullwidth.php","meta":{"inline_featured_image":false,"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"class_list":["post-535","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/pages\/535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/comments?post=535"}],"version-history":[{"count":7,"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/pages\/535\/revisions"}],"predecessor-version":[{"id":3197,"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/pages\/535\/revisions\/3197"}],"wp:attachment":[{"href":"https:\/\/medihelp.hu\/en\/wp-json\/wp\/v2\/media?parent=535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}